--- title: List of boat insurance companies in USA description: Here is a list of 50 U.S. companies or agencies that provide boat / watercraft or marine-insurance (or have a marine/boat insurance offering). image: https://21118949.fs1.hubspotusercontent-na1.net/hubfs/21118949/AI-Generated%20Media/Images/someone%20searching%20insurance%20for%20his%20boat-1.png --- Here is **a list of 50 U.S. companies or agencies** that provide boat / watercraft or marine-insurance (or have a marine/boat insurance offering). It’s not guaranteed each one covers *every boat type or state*, so you’ll want to check specific coverage, limits and region. I’ve included the name and a short note where known. ![someone searching insurance for his boat-1](https://21118949.fs1.hubspotusercontent-na1.net/hub/21118949/hubfs/AI-Generated%20Media/Images/someone%20searching%20insurance%20for%20his%20boat-1.png?width=1024&height=1024&name=someone%20searching%20insurance%20for%20his%20boat-1.png)   | [Progressive Corporation](https://www.progressive.com/boat/) | Major national insurer; boat & PWC coverage.  | | --- | --- | | [GEICO ](https://www.geico.com/boat-insurance/) | Boat insurance offered in partnership.  | | [Chubb](https://www.chubb.com/ca-en/individuals-families/products/watercraft/watercraft.html) | Focus on higher-value boats/yachts.   | | [Markel Corporation](https://www.markel.com/us/personal-insurance/boat-and-yacht) | Marine/boat insurance offerings.   | | [Nationwide Mutual Insurance Company](https://www.nationwide.com/personal/insurance/boat/) | Offers boat insurance for smaller recreational vessels up to ~$350 K.  | | [State Farm](https://www.statefarm.com/insurance/boats) | Boat insurance among the coverages.   | | [Allstate Corporation](https://www.allstate.ca/boat-insurance) | Offers boat cover among many personal-lines.  | | [National Boat Owners Association (NBOA)](https://www.nboat.com/) | Specialist boat/marine insurance agency.   | | [PURE Insurance](https://www.pureinsurance.ca/coverage-solutions/watercraft) | High-value watercraft (yachts etc) coverage.  | | [NJM Insurance Group](https://www.njm.com/insurance/boat) | Regional provider; offers boat & personal watercraft insurance in some states.  | | [Shelter Insurance Companies](https://www.shelterinsurance.com/insurance/boatinsurance/) | Mutual insurer; “boatowners” listed among product lines.  | | [Erie Insurance Group](https://www.erieinsurance.com/boat-insurance) | Regional P&C insurer; personal lines include boats.   | | Foremost Insurance Group | Frequently cited in boat insurance guides as a provider.   | | Global Marine Insurance Agency | Specialist in charter & rental boat insurance.  | | Ocean Marine Insurance Group | Focus on marine/boat hull & liability. See marine list.   | | All Insurance Underwriters | Marine insurance specialist (U.S.).  | | InsureWise, LLC | Marine/boat insurance service provider.  | | Nautilus Insurance Group (a Berkley Company) | Specialized in inland/marine insurance risk.   | | MHG Insurance Brokers | Marine & international insurance brokerage.   | | Admiral Insurance Brokerage Corp. | Offers marine insurance among services.   | | Hylant Group | Property & marine insurance programs.   | | Pantaenius US | Marine/yacht specialist (global, U.S. presence).   | | Fastnet Marine Insurance | UK-based but some U.S./global marine coverage, can apply in U.S context.   | | Haven Knox‑Johnston | Marine/boat specialist (global).   | | Navigators & General | Marine/boat coverage focus.   | | American Modern Insurance Group | Offers boat & personal watercraft coverage (via partners).   | | BoatUS Insurance Services | Provides boat insurance (via GEICO partnership).   | | Ocean Reef Insurance Group | Marine/yacht risk specialists (U.S. niche) — though specific site not cited here. | | Yacht Assure | Specialist yacht insurance broker (in U.S./international). | | Marsh & McLennan Companies | Global broker with marine/boat insurance programs (through subsidiary units). | | Aon plc | Global insurance broker offering marine/boat programs. | | Willis Towers Watson plc | Global broker with marine insurance practices in U.S. | | Berkley Marine | Marine/hull insurance specialist (U.S.). | | Great American Insurance Group – Ocean Marine / Luxury Yacht division | Specialized yacht/large boat coverage in U.S. | | Travelers Companies, Inc. | Offers boat/yacht insurance among personal lines.   | | Zurich Insurance Group (U.S. operations) | Large insurer with marine/boat insurance lines. | | Allianz SE (U.S. subsidiary/affiliate) | Global insurer with boat/marine coverage.   | | Aviva plc (U.S./North America operations) | Marine/boat insurance presence.   | | CNA Financial Corporation | Listed in marine insurance company list.   | | United States Liability Insurance Group | Marine/boat cover programs via subsidiary marine lines. | | W.R. Berkley Corporation | Parent to several marine/Hull insurance units. | | AXIS Capital Holdings Limited | Global specialty insurer; marine hull/liability cover in U.S. | | Tokio Marine Holdings Inc. | Global insurer with U.S. marine/boat insurance presence. | | Liberty Mutual Insurance Group | Major U.S. insurer that may offer boat coverage through its personal lines. | | AmTrust Financial Services, Inc. | Specialty and niche insurer with marine/boat niche potential. | | QBE Insurance Group Limited | International insurer with U.S. marine operations. | | AXA XL | Specialty insurer offering marine hull & liability in U.S. | | FM Global | Industrial/large asset insurer including marine exposures in U.S. | | RLI Corp. | Specialty carrier with recreational marine/boat niche programmes. |   Notes for your use - Some of these are **general insurers** (e.g., Allstate, State Farm) that include boat insurance among their many lines. Others are **marine/boat specialists** (yacht insurers, brokers, etc). - For a recreational-boating enthusiast like yourself (you mentioned interest in hydrofoils, high-performance boards, etc), you’ll want to check **coverage for high-performance craft / non-traditional vessels** (e.g., hydrofoil boards, kiters, foils). Not all insurers will cover those as standard boat/marine craft. - Coverage may differ by state, by hull size/value, by type of use (pleasure vs rental vs charter), by age of vessel, by location (inland vs sea/coastal vs Canada border), and by operator experience. - When comparing insurers, look for things like: **agreed value vs actual cash value** settlement, cover for towing/trailer/haul-out, personal effects, global navigation if you cruise outside U.S., coverage for foils or high-speed craft, discount for safety course, bundling with other policies, and claims service. - For your entrepreneurial/gear-focus context (you’re very gear-oriented and performance-driven), you may want to ask: does the policy cover **gear onboard/sport gear**, **high-speed wake/foil events**, **trailering**, **off-shore lakes**, and **haul-out for named storms**. In the United States, insurance requirements vary by state, but carrying proper documentation is always important. While a federal boating license isn’t mandatory, many states require a [**boater license**](https://aceboater.com/en-us/) to operate a motorized vessel. Your insurer may also ask for proof of training, so keep your certificate onboard for full compliance and protection. - [** Follow Ace Boater on YouTube ](https://www.youtube.com/channel/UCJABNcQHyTGe3ta_lZJ4exw) - [** Join Ace Boater on Facebook ](https://www.facebook.com/AceBoater) - [** Contacts Us ](https://aceboater.com/usa/en/contact) [![Ace Boater - Boating license and exam online](https://21118949.fs1.hubspotusercontent-na1.net/hubfs/21118949/aceboater/brand/ace-boater.svg)](https://aceboater.com/en-us) #### Boating safety course and boating exam accredited in USA [↑](https://aceboater.com/en-us/list-of-boat-insurance-companies-in-usa#top) ```json { "@context" : "http://schema.org", "@type" : "WebPage", "breadcrumb" : { "@type" : "BreadcrumbList", "itemListElement" : [ { "@type" : "ListItem", "item" : { "@id" : "/en-us", "@type" : "WebPage", "name" : "Home" }, "position" : 1 }, { "@type" : "ListItem", "item" : { "@id" : "https://aceboater.com/en-us/guide-usa", "@type" : "WebPage", "name" : "Free Boating License Study Guide" }, "position" : 2 }, { "@type" : "ListItem", "item" : { "@id" : "https://aceboater.com/en-us/safety-checklist", "@type" : "WebPage", "name" : "Semi-Annual Safety Checklist" }, "position" : 3 }, { "@type" : "ListItem", "item" : { "@id" : "https://aceboater.com/en-us/do-you-need-boat-insurance-in-usa", "@type" : "WebPage", "name" : "Do You Need Boat Insurance in USA?" }, "position" : 4 }, { "@type" : "ListItem", "item" : { "@id" : "https://aceboater.com/en-us/list-of-boat-insurance-companies-in-usa", "@type" : "WebPage", "name" : "List of boat insurance companies in USA" }, "position" : 5 } ] }, "dateModified" : "2025-12-10T15:28:49.215-0500", "datePublished" : "2025-11-17T14:53:33.000-0500", "description" : "Here is a list of 50 U.S. companies or agencies that provide boat / watercraft or marine-insurance (or have a marine/boat insurance offering). 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