--- title: List of boat insurance companies in Canada description: “Starboard to starboard” is a navigation expression used when two vessels meet or pass each other on their starboard sides, meaning the right sides... image: https://21118949.fs1.hubspotusercontent-na1.net/hubfs/21118949/AI-Generated%20Media/Images/someone%20searching%20insurance%20for%20his%20boat-1-1.png --- Here’s a curated list of **30 marine / boat insurance providers** in Canada (including insurers, specialist brokers and underwriters) that you might consider for your boating activities. Because you’re very gear- and performance-oriented (hydrofoils, high-performance boards), you’ll want to check each one’s coverage carefully for non-standard craft (e.g., hydrofoils, foiling boards, high-speed wake/foil boats). ![someone searching insurance for his boat-1](https://21118949.fs1.hubspotusercontent-na1.net/hub/21118949/hubfs/AI-Generated%20Media/Images/someone%20searching%20insurance%20for%20his%20boat-1.png?width=1024&height=1024&name=someone%20searching%20insurance%20for%20his%20boat-1.png) Here’s a curated list of **30 marine / boat insurance providers** in Canada (including insurers, specialist brokers and underwriters) that you might consider for your boating activities. Because you’re very gear- and performance-oriented (hydrofoils, high-performance boards), you’ll want to check each one’s coverage carefully for non-standard craft (e.g., hydrofoils, foiling boards, high-speed wake/foil boats). | Provider | Notes | | --- | --- | | [MD Marine Insurance](https://mdmarine.ca/?utm_source=chatgpt.com) | Specialist boat insurance across Canada; runabouts, pontoons, PWC, etc.   | | [Portside Marine Insurance](https://portsideinsurance.ca/?utm_source=chatgpt.com) | Covers boats, PWC, yachts in Alberta, BC, Manitoba, Ontario, Saskatchewan.   | | [Aviva Canada (“NauticLife”)](https://www.aviva.ca/en/find-insurance/vehicle/boat-insurance/?utm_source=chatgpt.com) | Major insurer; offers boat & watercraft insurance across Canada with options like navigational extension.   | | [Intact Insurance](https://www.intact.ca/en/personal-insurance/vehicle/boat-insurance) | Provides boat insurance and watercraft coverage in Canada.   | | [Cowan Insurance Group](https://www.cowangroup.ca/home/personal-insurance/home-property/boat-insurance/) | Offers one of the largest boat/pleasure craft programs in Canada; high-performance boats included.   | | [Gallagher Skippers’ Plan](https://skippersplan.com/what-we-insure/?gad_source=1&gad_campaignid=21355840446&gbraid=0AAAAA9t04dwuFeJU0J8yAq_PDAnoEQ5uX&gclid=CjwKCAiAz_DIBhBJEiwAVH2XwMPPSkc8S8jt-gVIBMrRAJSBb8CQuJ26U0iHBErL1rFSSx-t0tn4MBoCpNYQAvD_BwE) | Specialist marine/boat broker in Canada, 70+ years, covers many types of vessels.   | | [Safe Harbour Insurance](https://harbourinsurance.ca/) | Ontario-born, 50+ years of boat insurance experience; offices in BC/AB/Quebec.   | | [RBC Insurance](https://www.rbcinsurance.com/en-ca/auto-car-insurance/boat-insurance/) | Big-name insurer; covers boats, PWC, house-boats; highlights eligibility rules.   | | Pacific Marine Underwriting Managers | Pleasure craft underwriter for Canada; offers yacht policies, agreed value, etc. [Pacific Marine Underwriting Managers Ltd](https://pacificmarine.ca/?utm_source=chatgpt.com) | | Orbit Insurance Services | Brokerage specialising in boat & marine insurance in Canada. [orbitinsuranceservices.ca](https://www.orbitinsuranceservices.ca/boat-insurance?utm_source=chatgpt.com) | | The Co‑operators | Canadian multi-product insurer; among firms offering marine/boat coverage.   | | MYCOR Insurance Solutions | Full-service brokerage with marine insurance capability.   | | Sovereign Insurance | Canadian insurer listed in marine insurance listings.   | | Brokers Trust Insurance Group | Offers specialty watercraft insurance in Canada (liability, theft, etc).   | | Travelers Canada | Major insurer; listed in marine insurance company lists in Canada.   | | Wawanesa Insurance | Canadian mutual insurer; while not purely marine-specialist, included in marine insurer listings.   | | Allstate Insurance Company (Canada) | Offers boat/marine insurance among other personal lines.   | | Northbridge Financial | Part of large Canadian insurance grouping; marine capabilities (via parent) listed.   | | Zurich Canada | Large global insurer with Canadian operations; in marine insurance listings.    | | Liberty Mutual Canada | Another large insurer visible in marine insurance provider lists.   | | AXIS Capital Canada | Specialty/specialty-market insurer mentioned in marine insurance lists.   | | Crum & Forster Canada | Specialty insurer listed under marine insurance companies.   | | AmTrust Financial Canada | Specialty carrier which can serve niche risks including marine.   | | QBE Canada | International insurer with Canadian presence; included in marine insurance lists.   | | RLI Canada | Specialty carrier with niche marine/recreational craft programmes (listed).   | | Pacific Indemnity Underwriters | Underwriter specializing in niche marine/pleasure craft (from marine lists).   | | Marsh Canada | Global broker with marine and yacht insurance services in Canada.   | | Aon Canada | Another major broker; marine/boat coverage among services.   | | Willis Towers Watson Canada | Brokerage with marine insurance practice in Canada.   | | [Beneva](https://www.beneva.ca/en/car-insurance/recreational-vehicles-insurance/boat-insurance) | Canadian mutual insurer with broad lines; potential for boat insurance via property/casualty arm.   |   Tips for using this list: - **Specialty brokers/underwriters (items 1–10)** may give better tailored coverage for high-performance craft, foils, kiters, etc. - **Large general insurers (items 11–20+)** may have more limitations on non-standard craft or require special underwriting. - **Global or brokerage firms (items 21–30)** may handle “hard-to-place” risks (e.g., yachts, cruising south, high-performance gear) but often require higher premiums or surveys. Make sure your insurance and legal documents are in order before heading out. In Canada, having a valid [boating license](https://aceboater.com/canada) — your Pleasure Craft Operator Card (PCOC) — is mandatory for operating any motorized vessel. Insurers may also require proof of competency, so always carry your license to stay compliant and fully protected. - [** Follow Ace Boater on YouTube ](https://www.youtube.com/channel/UCJABNcQHyTGe3ta_lZJ4exw) - [** Join Ace Boater on Facebook ](https://www.facebook.com/AceBoater) - [** Contacts Us ](https://aceboater.com/usa/en/contact) [![Ace Boater - Boating license and exam online](https://21118949.fs1.hubspotusercontent-na1.net/hubfs/21118949/aceboater/brand/ace-boater.svg)](https://aceboater.com/en-us) #### Boating safety course and boating exam accredited in USA [↑](https://aceboater.com/list-of-boat-insurance-companies-in-canada#top) ```json { "@context" : "http://schema.org", "@type" : "WebPage", "dateModified" : "2025-12-11T14:23:59.261-0500", "datePublished" : "2025-11-17T15:02:53.000-0500", "description" : "“Starboard to starboard” is a navigation expression used when two vessels meet or pass each other on their starboard sides, meaning the right sides...", "headline" : "List of boat insurance companies in Canada", "image" : { "@type" : "ImageObject", "url" : "https://21118949.fs1.hubspotusercontent-na1.net/hubfs/21118949/AI-Generated%20Media/Images/someone%20searching%20insurance%20for%20his%20boat-1-1.png" }, "lastReviewed" : "2025-12-11T14:23:59.261-0500", "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://21118949.fs1.hubspotusercontent-na1.net/hubfs/21118949/aceboater/brand/ace-boater.svg" }, "name" : "E.S.N.N.A. Inc." }, "url" : "https://aceboater.com/list-of-boat-insurance-companies-in-canada" } ```