Each vessel must have at least one Type I, II, III or V U.S. Coast Guard (USCG) approved PFD of proper size, in serviceable condition, and readily accessible for each person on board.
Boats 16 feet or more in length must carry at least one Type IV - throwable USCG-approved PFD that is kept within easy reach of the operator or passenger(s) on board.
All thrill craft operators and passengers are required to wear a properly fitted type I, II, III or V USCG-approved PFD.
Any person being towed on water skis, other towed devices, or operating or riding on a personal watercraft (PWC) must wear a properly fitted type I, II, III or V USCG-approved PFD.
Inflatable PFD are not approved for use during high impact activities such as tow sports, water skiing or PWC operation.
All vessels in small boat harbors that have people living on board must have at least one USCG–approved PFD for each person on board; wearable USCG–approved life jackets suitable for a child must be provided for each child living on board the vessel.
Children: Passengers 12 years of age or younger must wear a properly fitted U.S. Coast Guard approved PFD while the vessel they are on is docked, underway, drifting, or anchored offshore unless they are in an enclosed cabin or below deck.